Your co-signer doesn’t need to be a family member. Adding a creditworthy co-signer may boost your chances of approval or help you get better rates. Mariner Finance allows you to apply with a co-signer or co-applicant. Mariner Finance doesn’t disclose specific income requirements, but it considers your income, credit score and other factors when evaluating you for a loan. You might also be able to make up for poor credit by adding a co-signer or collateral to your loan application. According to a customer service representative, the company looks at a variety of factors when considering you for a loan, including your credit score, credit history and income. Mariner Finance doesn’t share a specific credit score minimum. Meeting the requirements below won’t guarantee approval, but they can help you decide if a personal loan is the right fit for you. All lenders have their own unique underwriting requirements, but these typically include information from an applicant’s credit profile and other factors that demonstrate the ability to repay the loan, such as income. Personal loan applications are approved or declined based on a number of factors.
Allows for co-signers: You can also boost your chances of qualifying or getting better rates by adding a co-signer to your application.Offers secured and unsecured loans: If you’re having trouble qualifying for an unsecured personal loan, you could apply for a secured loan by putting up collateral, such as your car.On-time payments can improve your credit score. Reports payments to all three credit bureaus: Mariner Finance will report your payments to TransUnion, Equifax and Experian.
MARINER FINANCE INTEREST RATES FULL
If you decide to submit a full application, the lender will run a hard credit inquiry, which will temporarily drop your credit score. Lets you prequalify online: You can check your rates online with no impact on your credit score.This fee might be charged, as well, depending on your state.
You might have to pay an origination fee and late fees, depending on the state where you live. 18.99% to 35.99%, depending on your credit and state law limits. You can choose terms between 12 and 60 months. You can borrow between $1,500 and $15,000 online but will need to apply at a branch in person for amounts outside of that range. Mariner Finance offers personal loans between $1,000 and $25,000, though the minimum and maximum amounts depend on your state of residence and the underwriting of the loan.
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